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You can add a family member with a credit card as a user negative in your credit score?
You can add a family member without credit history credit card already established impact on your credit score? Would it be useful to establish credit for a family member?
No, it would be negative on your score simply by adding them. It helps you establish credit. They are bound to the same rules you are. Late payments and excessive spending with the card will affect both your credit rating. Good habits help both. Even if the family never uses the card, you receive the benefits.
Credit Cards, Credit Score & Credit : How to Improve Your Credit Score