Archive for the ‘canada’ tag
credit score equifax canada
Honda Canada misreported my monthly payments to the credit bureau, what recourse do I have?
Honda Canada Finance misreported my monthly payments to the credit bureau (Equifax) two years ago. I found that about three months into the loan and warned Honda Finance on the subject. They assured me then it has been corrected. This month he received a copy of my credit report shows that Honda never corrected the problem. My monthly payment tripled my score credit, that thre completely out of my account of the last two years (in particular the relationship of my monthly payments in front of my monthly income). I was told several times in the last two years he could not consolidate the debt of others, because this relationship was too high (well above 40% ideal). I see consdiering an attorney to try and recover some of the money that consolidation could have saved me. Reecourse What I have with Honda Canada?
Save attorney's fees for a moment and try to resolve this first financing with Honda. Pull your latest credit report and then the subject of the dispute directly with Equifax (TransUnion control, and just to be sure). Then send a copy of your credit report and a letter explaining the problem, the effect it has had on your personal credit, the difficulties this has caused for the Honda financing and giving 30 days to resolve the issue in full (make sure your letter will explain precisely what you consider to be resolved). Send this letter by certified mail. Wait 45 days (registered mail takes a little longer) and then your credit report again. If nothing has been done then take a copy of your letter, credit reports and so on to a lawyer and ask him to address the issue in "contingency". worth trying, right? Good luck
How to get a Great Credit Score with Equifax or Trans Union